Find
Discover and review the collection accounts you already know about.
Your recovery. One clear plan.
Understand your debt.
Take control.
OweScout helps you discover collection accounts, organize your information, and build a plan so you can move forward with confidence.
One manual mission is free forever. Monthly Premium starts with a 7-day trial, then costs $4.99; lifetime access is $29.99.
Web app available now Web, iOS, and Android
Your data stays private. OweScout does not sell your financial information.
Organize
Keep account details, notes, documents, and balances together.
Plan
Build payment options around your budget and personal goals.
Everything you need
Built for your recovery journey.
Calm tools for understanding what you owe and deciding what comes next—without the shame spiral.Import & discover
Review a credit report locally in your browser and identify collection accounts.
Organize
Keep account details, balances, notes, and next steps clearly in one place.
Make a plan
Compare personal payment options and build a plan that fits your budget.
Track progress
Log payments, grow your Recovery Fund, and see your progress over time.
Store documents
Keep important letters and documents attached to the right mission.
Stay in control
Keep the information you need to make your own recovery decisions.
How it works
From scattered accounts to a plan you can actually use.
Start with the information you already have. OweScout helps you turn it into private missions, personal payment options, and clear progress.
Start with your report- 1
Find
Discover and review the collection accounts you already know about.
- 2
Organize
Keep account details, notes, documents, and balances together.
- 3
Plan
Build payment options around your budget and personal goals.
Simple pricing
Keep one mission free. Unlock more when you need it.
No card is required for your free mission. The Premium trial starts only when an eligible customer chooses monthly access.Free
$0
Create and keep one manual mission forever.- One manually created mission
- Organize details and payment options
- No payment method required
Most flexible
Monthly
$4.99 / month
7-day Premium trial for eligible new monthly customers, then continue month to month.Start 7-day trialLifetime
$29.99 once
One payment for ongoing access to this version.Create your accountSecure checkout and billing are handled by Stripe. Monthly access can be canceled in the billing portal.
About OweScout
Built to replace avoidance with clarity.
OweScout is an organization and planning tool for people working through collection accounts. It is not a debt-settlement company, credit-repair service, law firm, or financial adviser.
Credit reports are read locally in your browser. The original report and full extracted text are not uploaded or retained.
FAQ
Questions, answered plainly.
Does OweScout pull my credit report?
No. In Version 1, you provide a report you obtained yourself. Supported files are read locally in your browser so you can review the extracted accounts before saving anything.
What is free, and when does the Premium trial start?
Your first manually created mission is free forever. For an eligible customer, the seven-day Premium trial starts only after monthly access is selected through secure checkout. Lifetime access does not include a trial.
Is OweScout a debt-settlement or credit-repair service?
No. OweScout helps you organize information, compare your own options, and track progress. It does not negotiate debts or provide legal, credit-repair, or individualized financial advice.
Will OweScout sell my financial information?
No. OweScout does not sell your financial information. Private records are scoped to your signed-in account.